Digitalize Your Credit Cards with Waffle

We help banks, fintechs, and retailers bring their credit and debit cards into Apple Wallet and Google Wallet, so customers can pay anywhere with just their phones.

A Simple Flow for Your Customers

With Waffle, your customers can add their credit and debit cards to Apple Wallet and Google Wallet in seconds — giving them instant access to secure digital payments anywhere.

✅ Works with Visa, Mastercard, American Express and Discover
✅ Biometric authentication (Face ID, Touch ID, fingerprint or device unlock)
✅ Tokenization replaces sensitive card data for extra safety
✅ Stronger fraud protection compared to physical cards

How Waffle Implements Wallet Integration

1. Card Provisioning Setup

We integrate with Visa In-App Provisioning, Mastercard MDES, and other card networks so your cards can be digitized securely.

2. Secure Tokenization

Card details are replaced with unique payment tokens, ensuring transactions are safe and sensitive data is never exposed.

3. In-App Provisioning Flow

Your customers add their cards directly from your banking or fintech app into Apple Wallet or Google Wallet, with a seamless UX.

4. Verification & Compliance

Authentication (Face ID, fingerprint, OTP, or bank KYC) is required before the card is activated, aligned with PCI DSS and network rules.

5. Ready for Payments

Once provisioned, the card is instantly available to pay in-store, online, and in-app via Apple Pay and Google Pay.

Accept Apple Pay on Your Website

Let your customers pay in seconds with Face ID, Touch ID, or device passcode. Waffle simplifies Apple Pay integration so your checkout feels instant, secure, and built for conversion.

✅ Official Apple Pay JS API integration
✅ Works across Safari, iPhone, iPad and macOS
✅ Biometric authentication with Face ID / Touch ID
✅ Tokenized transactions — no card data exposure
✅ Increases checkout speed & conversion rates

Mobile Checkout

Face ID / Touch ID

Secure Tokenization

Instant Payment

Trusted by Leading Networks and Banks

Our technology powers integrations with top global payment networks and financial institutions.

Accelerate Your Wallet Integration

Empower your bank, fintech, or retail platform to integrate with Apple Wallet and Google Wallet. From secure provisioning to instant activation — Waffle makes it seamless.